Council Tax Discount Calculator

Work out your council tax bill after the single person discount or other reductions.

Your result

New annual bill£1,650.00
You save£550.00
10 monthly instalments of£165.00
12 monthly instalments of£137.50

Updates as you type. Based on 2025/26 UK figures where relevant.

How this is worked out

Take the discount percentage off your annual bill. Most councils collect over 10 monthly instalments, though you can ask for 12.

Tips

  • Stamp duty rules differ by nation: SDLT in England and Northern Ireland, LBTT in Scotland and LTT in Wales.
  • Lenders price mortgages in LTV bands, so a slightly bigger deposit can unlock a noticeably lower rate.
  • Always compare the total cost of a mortgage deal including fees, not just the headline rate.

Frequently asked questions

How does the council Tax Discount Calculator work?

Take the discount percentage off your annual bill. Most councils collect over 10 monthly instalments, though you can ask for 12.

Do these calculators cover Scotland and Wales?

Yes. We have separate calculators for LBTT in Scotland and Land Transaction Tax in Wales, as well as SDLT for England and Northern Ireland.

Are the mortgage figures a mortgage offer?

No. They are estimates. A lender's decision depends on your credit history, outgoings and their own affordability checks.

How accurate is the monthly repayment?

It uses the standard repayment formula and matches lender illustrations closely for a fixed rate, but actual payments can vary if your rate changes.

This calculator gives an estimate for general information. It isn't financial, tax, legal or medical advice. Check official figures on GOV.UK or NHS.uk, or speak to a qualified adviser.