Terms of use

Information only

Our calculators and guides provide general estimates. They aren't financial, tax, legal or medical advice, and you shouldn't rely on them alone for important decisions.

Accuracy

We work to keep rates and methods accurate, but rules change and individual circumstances vary. Always check official sources such as GOV.UK, HMRC and the NHS.

Liability

To the extent permitted by law, we aren't liable for losses arising from use of this site.

Governing law

These terms are governed by the laws of England and Wales.